How to Save for a Home While Paying Off Debt

Owe money? Here’s how to accumulate a down payment for a home while staying on top of your debt.

With mortgages rates sitting near historic lows, now’s a great time to look into buying a place of your own. But what if you’re already carrying other debt, like a credit card balance or personal loan? If you’re trying to stay on top of that debt, or, better yet, pay it off ahead of schedule, socking away funds for a down payment on a home could be difficult. Here are some tips for how to pull it off.

1. Set priorities

Let’s be clear — you should not even contemplate falling behind on your existing debt payments to come up with the money to buy a home. In fact, if you do fall behind, you’ll be reported as delinquent to the credit bureaus, which will likely hurt your chances of getting

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This custom camper van was created out of a Ram ProMaster for less than $20,000. See inside the design from one of the newest camper converters.

Dirtbag Conversions' Ram ProMaster build.
Dirtbag Conversions’ Ram ProMaster build.

Dirtbag Conversions

  • Oregon has a new camper van conversion company: Dirtbag Conversions, which was officially registered in May.

  • The company was founded by Kevin Marquardt, who has been converting vans for several years under the “Dirtbag Conversions” name.

  • Despite the company’s infancy, Marquardt has already seen a large number of inquiries, which he attributes to the coronavirus pandemic.

  • One of his builds, created on a 159-inch ProMaster with a high roof, was completed for under $20,000 for a client who wanted a van to take on long weekend trips.

  • Visit Business Insider’s homepage for more stories.

There are a multitude of van conversion companies in the market right now. One of the latest to enter the scene, Dirtbag Conversions, turned a 159-inch Ram ProMaster high roof van into a custom camper RV for under $20,000 for a client who wanted a van to

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Spotify updating iOS/Android app home screens with recently played, discover, and podcasts

Last year Spotify brought a redesigned UI to its iOS and Android app home screens. Building on that design, today Spotify announced new features including a section highlighting, personalized recommendations, “Recently Played,” and new and unfinished podcasts.

Spotify detailed the latest redesign to its iOS and Android home screens in a blog post today.

Through this latest update, we’ll be rolling out several advancements on the mobile Home hub designed to make finding the audio you love easier and more intuitive. These will roll out to users globally on iOS and Android this month.

Here are the three new changes heading for the Spotify home screen:

  • Travel back in time: Rediscover lost gems in your listening history with a new “Recently played” destination, where users can jump back in time and browse up to three months’ worth of listening history. Premium and Free users globally will be able
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Top designers share their secrets for creating a productive home office

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Yes, it's possible to create a calm work space at home. (Photo: Havenly)
Yes, it’s possible to create a calm work space at home. (Photo: Havenly)

With all of us conducting business from our counters and sofas these days, having a dedicated home office is on everyone’s wish list. Case in point: Havenly, an online interior design service, says that requests for home offices skyrocketed from 6 percent in 2019 to 26 percent today. And since February requests have gone up 160 percent.

“It all jumped the week of March 16, when the world went indoors,” says Lee Mayer, CEO of Havenly. “Even when we can go back, more people will work from home than ever before. So having a space you can be productive in will

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